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20 results for the term "risk"
Fire Risk Assessment for Selective Licencing
confused. a 'house share' isnt 'a single residential dwelling'. unless it is only occupied by two unrelated tenants. ...
Posted in HMO & Multi-Lets 15 Replies Active 1 year agoUrgent help for insurance re flood risk
Currently insuring a floodable property with Higos ...
Posted in Insurance 6 Replies Active 2 years agoRisk Review team causing chaos & hardship
Thank you for such an insightful contribution Bill, as always. ...
Posted in LHA/Universal Credit 1 Replies Active 2 years agoTenant in situ - high risk?
I think you are so far down the line with it that you might just have to take it on trust that the tenants are okay.With regards to your mortgage offer, it is you who have been underwritten and I believe that you could use ...
Posted in Buy-to-Let 16 Replies Active 2 years agoLegionella Risk Assessment.
Why would you need it if you have a combi system ...
Posted in Buy-to-Let 5 Replies Active 2 years agoFire Risk Assessor in London
I am struggling to find a FRA for small HMO in SE London. The London Fire Brigade listed out 6 registry. The council only recognise FRA from these 6 registry. Most people on the registry are either in-house FRA or they don't ...
Posted in Wanted & Recommendations 4 Replies Active 2 years agoDWP's Risk Review revisions & overpayments
Good morningIn an earlier bulletin, I highlighted the worrying practices of DWP’s recently created “Risk Review Team” (RRT). The team, reported to have 1400 staff, is currently sifting through awards ...
Posted in LHA/Universal Credit 0 Replies Active 2 years agoHMO permission - flood risk report angst!
Having had a fight with our local authority over getting planning permission they were frankly bloody minded with new requirement being added. The last thing was a flood risk report. The property is in a pretty flat area and is ...
Posted in HMO & Multi-Lets 2 Replies Active 2 years agoProperty de facto Gov sequestration risk?
Given the hasty re introduction of rent caps and eviction bans in Scotland and an appetite for similar in Wales coupled with the inept and catastrophic disintegration of the Conservative party, and an ever worsening rental supply ...
Posted in Property-a-holics 0 Replies Active 2 years agoSmall Block Fire Risk assessment
This might be a good starting point for you DL: http://www.lease-advice.org/faq/can-carr...ssessment/ Best, Helen ...
Posted in Buy-to-Let 7 Replies Active 2 years agoRemortgaging - de-risking
I have long advocated for staggered fixed-rate mortgages as a way to de-risk a portfolio. I have a mortgage period ending now and am really glad that I have just fixed 2 and don't have another coming up for 18 months. Now ...
Posted in Mortgages & Finance 0 Replies Active 2 years agoMore BTL properties = less risk
I have a large BTL business and i was thinking about the phase the UK is going through at present and how i saw my business and what hurdles i face...85% of my mortgages are now fixed - before the Energy crisis i was on 50% Fixed ...
Posted in Buy-to-Let 9 Replies Active 2 years agoInflation - A hidden risk in property?
Hi Mike,Thank you for posting this. We had this fairly recent discussion on the same topic:What's the REAL rate of inflation?I agree with you that there is risk of rampant inflation - I don't know how long it can be ...
Posted in Property-a-holics 29 Replies Active 2 years agoLong-term risk of coastal property?
The local eco loons in my area keep claiming climate change could mean thanet is an island again by 2030. It most certainly could be if the sea defences were removed and the channels dredgee , amazingly it’d take us back to ...
Posted in Property-a-holics 11 Replies Active 2 years agoFire Risk Assessment Question
Hello Rox, Typically, the Fire Risk Assessment or FRA is done by the block management agent and the cost is covered by the service charge funds. So in effect, you pay for it, but not directly. The frequency can ...
Posted in Property Management 3 Replies Active 2 years agoPortfolio mortgage or spread the risk?
Good afternoon Baggie Boy There is no right or wrong answer - the most important thing for you is to work out a strategy. If these re-mortgages are in fact Product Transfers and you are remaining with the existing lender on a like ...
Posted in Mortgages & Finance 2 Replies Active 2 years agoFire risk assessments - legal requirement?
Not sure about the legal aspects but I remember when I was prepping from memory you need to write out your own (or get someone in to do it) fire risk assessment. Without looking at mine I can't remember specifically what I wrote ...
Posted in HMO & Multi-Lets 5 Replies Active 3 years agoIs it risky to have Tenants in situ for 10 years?
Check the type of tenancy . Looking for an Assured shorthold tenancy ( AST ) If it was drawn up 10 years ago its quite likely it will be one of these so that`s OK Some of my tenants have been with me 20 years so 10 years is ...
Posted in Buy-to-Let 3 Replies Active 3 years agoRisk of buying a property with huge trees in garden?
Hi Nina, I think the roots are a concern, but also the proximity to the property.If there is a major storm, large branches could fall on the house, or the tree itself could be blown down. I would suggest you get a ...
Posted in Buy-to-Let 8 Replies Active 3 years agoFire Risk Assessment - Solicitors stalemate
There are templates online for FRAs. I did mine myself as one was requested with the renewal of my HMO licence last year. It's a bit laborious but straight forward. The template asks everything and you simply need to ...
Posted in Buy-to-Let 11 Replies Active 3 years ago